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Medicare $90 Rebate 2026: Who Qualifies?

About Me

Helping families understand Medicare, life insurance, and the decisions that matter.

Margaret Strozier, licensed insurance agent

My name is Margaret Strozier, and I believe people deserve to understand what they're signing up for, especially when it comes to their health coverage, life insurance, and their family's future.

I work with older adults, retirees, caregivers, and families who have questions about Medicare, life insurance, and final expense planning. Some people are getting ready for Medicare. Others have had coverage for years but don't fully understand it. And sometimes, people just need someone to explain things without making them feel rushed.

I know what that confusion feels like because I've been there myself.

How Better Family Legacy Grew

I started blogging in 2022, but I wasn't writing about insurance in the beginning.

I'd spent more than 30 years working with computers, databases, and technical systems. So some of my first articles were about things I knew, like choosing a good computer or learning how to use Pinterest. My business, MCS Technical Solutions LLC, came from that part of my life.

Then, in 2023, I spent five days in the hospital after experiencing sudden heart failure. Lying in that hospital bed, I had to face something I hadn't given enough attention to: what was I actually leaving behind for my family? I'd spent years working and taking care of responsibilities, but I wasn't building the kind of legacy I wanted to leave.

Looking around my community, I saw the same pattern. People were working hard, taking care of everybody else, and putting off important conversations about their own future.

As I moved into the insurance industry, I discovered just how confusing Medicare, Medicaid, and life insurance could be. I'm no stranger to figuring out complicated systems. But knowing how to research something and understanding what it means for your family are two different things. If I had questions, I knew other people did too.

Today, most of what I publish focuses on Medicare updates, health and life insurance education, and final expense planning. My technology background is still part of who I am. Better Family Legacy simply grew into something that brings both sides together. And I have plenty more to write about.

What I've Learned From Working With People

I've sat in people's homes, reviewed their coverage, and spent 90 minutes or more answering questions. Sometimes I leave without writing an application, and that's okay. If someone's current coverage meets their needs, I have no reason to tell them to change it.

I've also helped older adults work through applications and questions involving Medicaid, Medicare Savings Programs, and Extra Help with prescription drug costs. Those experiences remind me that sometimes the most useful thing I can offer is information, patience, and a little help understanding the next step.

My Background and Credentials

•         Licensed life and health insurance agent, including Medicare-related coverage

•         Life insurance licenses: Georgia, Alabama, Texas, Louisiana, Arkansas, and South Carolina

•         Health and Medicare-related insurance licenses: approximately 30 states

•         AHIP certified, with 2027 certification completed

•         More than 30 years in technology, including database administration, technical support, and training

•         Insurance experience: Medicare call center work and independent insurance services

•         Owner of Better Family Legacy, operated by MCS Technical Solutions LLC

A Note About This Blog

Everything I share here is for general education. My articles are not personalized insurance, medical, legal, or financial advice.

Medicare rules, benefits, eligibility, and costs change, and what works for one person may not work for another. Please review official information and speak with a qualified professional about your own situation before making decisions.

I don't claim to have every answer. I research, verify, keep learning, and share what I can explain clearly.

If you'd like to reach me about something you've read, email info@betterfamilylegacy.com.

Peace comes from knowing, not guessing.